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Privacy Policy

Effective Date: November 19, 2024

Last Updated: February 3, 2025

1. We Will Never Sell Your Data

Your trust is important to us. We will never sell your personal data to third parties under any circumstances.

2. Introduction

Welcome to Elite Forecast! Your privacy is important to us. This policy explains how we collect, use, and protect your personal information when you use our app and services.

3. Data Collection

  • Personal Information: Name, email address, and other details you provide.
  • Financial Data: Income, expenses, transactions, loan details, and budgets.
  • Event and Activity Data: Details about events and activities logged in the app.
  • Automatically Collected Data: Device information, IP addresses, and app usage statistics.

4. Data Usage

We use your data to:

  • Provide app functionality such as financial forecasting, event management, and exercise logging.
  • Enhance user experience and app performance.
  • Communicate with you about updates or support.
  • Ensure security and prevent unauthorized access.

5. Data Sharing

We do not sell your data. However, we may share it with trusted third parties for:

  • Hosting and Security: Azure (Microsoft services).
  • Authentication: Azure B2C for secure logins.
  • Legal Compliance: As required by law.

6. Data Storage and Security

We use Azure for data storage and implement industry-standard security measures:

  • Data is encrypted at rest and in transit.
  • We use secure login methods via Azure B2C authentication.
  • Access to financial data is restricted using role-based permissions.

7. User Rights

Under the California Consumer Privacy Act (CCPA), users have the right to:

  • Request Access: You may request a copy of the personal and financial data stored in the app.
  • Request Deletion: You may request account deletion by emailing us at tech@eliteforecast.com. This will permanently remove your data from our servers.
  • Opt-Out of Data Sharing: We do not sell data, but if we ever use third-party analytics, you will be able to opt out.
  • Non-Discrimination: Exercising your privacy rights will not affect your ability to use the app.

8. FTC Safeguards Rule Compliance

Because Elite Forecast handles financial data, we follow the Federal Trade Commission (FTC) Safeguards Rule:

  • Data Encryption: All financial data is encrypted both at rest and in transit.
  • Limited Access: Only authorized users can view or modify their financial data.
  • Data Retention: We retain user financial records as long as necessary for app functionality.
  • Breach Notification: In the event of a security breach, we will notify affected users within 72 hours.

9. Cookies and Tracking

We use cookies to:

  • Maintain your login session.
  • Store user preferences for a better experience.
  • Improve app performance and analytics.

You can disable cookies in your browser settings, but some features may not work correctly.

10. Updates to the Policy

We may update this Privacy Policy periodically. If major changes occur, we will notify you via email or in-app notifications.

11. Contact Information

If you have questions about this policy, please contact us at tech@eliteforecast.com.