1. Introduction

Welcome to Elite Forecast, a personal finance and lifestyle management application. By accessing or using our services, you agree to these Terms of Service. If you do not agree, please discontinue use of the app.

Our Commitment to Privacy & Data Protection: Elite Forecast is designed with user privacy and security in mind. We will never sell your data and comply with all applicable data protection laws, including the GDPR and CCPA. All data is securely stored in Microsoft Azure. You can request data access or deletion by emailing tech@eliteforecast.com.

2. Features and Services

• Budgeting & Financial Forecasting: Track income, expenses, and future projections.
• Event & Activity Planning: Link financial plans to life events and track fitness goals.
• Integrated Reporting: Gain insights into finances, health, and event impact.

We reserve the right to modify, suspend, or discontinue features.

3. User Responsibilities

• Maintain confidentiality of your account credentials.
• Account sharing is allowed but at your own risk.
• Any misuse, unauthorized access, or abusive behavior may result in account termination.
• Do not use Elite Forecast for illegal or fraudulent activities.

4. Disclaimers

Elite Forecast provides financial insights, but they are informational only. We do not provide financial, legal, or health advice. Users should consult a professional before making financial or health decisions.

Forecasts and insights are based on user-inputted data. We do not guarantee financial outcomes.

5. Fees and Subscriptions

The app is currently free to use. Subscription tiers may be introduced in the future.

• Subscription fees will be communicated in advance.
• Users will be notified before any pricing changes.
• Subscriptions will be optional and can be canceled anytime.

6. Limitation of Liability

• We are not responsible for data loss, inaccuracies, or service unavailability.
• Users assume all risks related to financial decisions based on app insights.

7. Account Termination

• Accounts may be suspended for violating these terms.
• Fraudulent, abusive, or illegal activity may result in termination.
• Disrupting services for other users may lead to account suspension.

Users will be notified before termination when possible.

8. Dispute Resolution

Disputes will first be resolved through mediation. If unresolved, legal action must be filed in Florida courts.

Users waive the right to participate in class-action lawsuits.

9. Updates to the Terms

We may revise these terms periodically. Continued use of the app constitutes agreement to updated terms.

Users will be notified of significant changes via email or in-app notifications.

10. Governing Law

These Terms of Service are governed by the laws of Florida.

11. Contact Information

For questions or disputes, contact us at tech@eliteforecast.com.